Affordable alternative to Payday Loans

How much would you like to borrow?

How long would you like it for?





Total to repay


monthly payment


Representative example:
£300 loan repayable over 3 months. 3 monthly payments of £119.82. Rate of interest 79.28% p.a. Fixed. Representative APR 201%. Total amount payable is £359.46. Loans are payable over 3 to 6 months. Minimum 201% APR. Maximum 201% APR

Costs are illustrative and based on loan repaid over 3 months. Actual repayment amount and total cost of credit may vary due to seasonal payment holidays. For a personalised quotation please contact our customer service team.

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Five reasons to choose Track Loans

Representative APR
Late Payment Charges
Not for Profit
Instant Decisions
Flexible Terms
Track Loans
3 to 6 Months
Up to 6 months
Up to 52 Weeks
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Who can apply

You must be at least 18 years old, a UK resident and have a UK bank account that accepts Direct Debits.

You will need to be working or have a minimum income of £1,000 per month (excluding any housing benefit) in order to apply for a loan.


We provide affordable payday loans to individuals in England and Wales, including Birmingham, London, Manchester, Liverpool, York and much more.


Short Term Loans

Get back on track with our affordable short-term loans.

Here at Track Loans, we offer ethical and flexible short-term loans with interest rates that only cover the cost of providing our service. Our 201% APR is only a fraction of what other online lenders charge, making our short term loans much more affordable.

Applying for a personal loan on our website is easy and straightforward, with no complicated steps and no hidden fees or charges. Plus, you get an immediate decision once your application is complete.

Payday Loans Alternative

Looking for an alternative to payday loans? We provide short term loans that can be repaid over 3 to 6 months, thereby offering an affordable alternative to payday loans.

Our short term loans can be repaid weekly, fort-nightly, four-weekly or monthly, and we charge no fees for providing the each loan.

Does this sound good to you? Register now for a quick loan and get a decision instantly.

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